BOBCARD Credit Cards offer a range of benefits tailored to different customer needs, including travel, shopping, dining, and fuel. Below is a detailed overview of the available BOBCARD Credit Cards, their fees, and associated perks.
List of BOBCARD Credit Cards and Their Benefits
1. BOBCARD Premier Credit Card
- Joining Fee: Lifetime Free (Limited Time Offer)
- Renewal Fee: Lifetime Free (Limited Time Offer)
- Best Suited For: Travel | Dining
- Reward Type: Reward Points
- Welcome Benefits: 500 Reward Points on spending ₹5,000 or more within the first 60 days
2. BOBCARD Easy Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Shopping | Food
- Reward Type: Reward Points
- Welcome Benefits: 500 Reward Points on spending ₹5,000 within 60 days
3. BOBCARD Select Credit Card
- Joining Fee: Lifetime Free (Limited Time Offer)
- Renewal Fee: Lifetime Free (Limited Time Offer)
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefits: 500 Reward Points on spending ₹5,000 or more within 60 days
4. BOBCARD Tiara Credit Card
- Joining Fee: ₹2,499 + GST
- Renewal Fee: ₹2,499 + GST
- Best Suited For: Travel | Shopping | Food
- Reward Type: Reward Points
- Welcome Benefits: Free Swiggy One (3 Months), FitPass Pro, Amazon Prime/Disney Hotstar and Gaana Plus Memberships
5. IRCTC RuPay BOBCARD Credit Card
- Joining Fee: Rs. 500 + GST
- Renewal Fee: Rs. 350 + GST
- Best Suited For: Travel
- Reward Type: Reward Points
- Welcome Benefits: 500 Bonus Reward Points on spending ₹5,000 within the first 60 days
6. HPCL ENERGIE BOBCARD Credit Card
- Joining Fee: Rs. 499 + GST
- Renewal Fee: Rs. 499 + GST
- Best Suited For: Fuel | Shopping
- Reward Type: Reward Points
- Welcome Benefits: 500 Bonus Reward Points on spending ₹5,000 or more within 60 days
7. BOBCARD ETERNA Credit Card
- Joining Fee: Rs. 2,499 + GST
- Renewal Fee: Rs. 2,499 + GST
- Best Suited For: Travel | Shopping
- Reward Type: Reward Points
- Welcome Benefits: 6-month FitPass Pro membership worth Rs. 15,000 and 10,000 bonus reward points
8. SNAPDEAL BOBCARD Credit Card
- Joining Fee: Rs. 249 + GST
- Renewal Fee: Rs. 249 + GST
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefits: Snapdeal gift voucher worth up to Rs. 500
9. Indian Navy Varunah BOBCARD Credit Card
- Joining Fee: Nil (Varunah Card), Rs. 1,499 (Varunah Plus), Rs. 2,499 (Varunah Premium)
- Renewal Fee: Nil (Varunah Card), Rs. 1,499 (Varunah Plus), Rs. 2,499 (Varunah Premium)
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefits: Complimentary Amazon Prime membership (Varunah Plus & Premium), Fitpass Pro membership (6 months), 500 bonus Reward Points (Varunah Premium)
10. Indian Army YODDHA BOBCARD Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Travel | Shopping
- Reward Type: Reward Points
- Welcome Benefits: 6-Month Complimentary Fitpass Pro Membership
11. BOBCARD Sentinel Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefits: Complimentary Fit Pass Pro Membership and 500 Reward Points on spending ₹5,000 or more within the first 60 days
12. ICAI Exclusive BOBCARD Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Travel | Shopping
- Reward Type: Reward Points
- Welcome Benefits: Complimentary Fit Pass Pro Membership (6 Months) and 500 Bonus Reward Points
13. BOBCARD ICSI Diamond Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Travel | Shopping
- Reward Type: Reward Points
- Welcome Benefits: Free Fit Pass Pro Membership (6 Months) and 500 Bonus Reward Points
14. Nainital RENAISSANCE BOBCARD Credit Card
- Joining Fee: Nil
- Renewal Fee: Rs. 250 + GST
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefits: Not Applicable
15. CMA One BOBCARD Credit Card
- Joining Fee: ₹1 + GST
- Renewal Fee: Nil
- Best Suited For: Travel
- Reward Type: Reward Points
- Welcome Benefits: 6-Month Complimentary Fit Pass Pro Membership and 500 Bonus Reward Points
How to Apply for a BOBCARD Credit Card
Applying for a BOBCARD Credit Card is simple and can be done online or offline. Here’s a step-by-step guide:
Online Application Process:
- Visit the Official Website: Go to the BOBCARD website.
- Select Your Preferred Card: Browse through the list of available credit cards and select the one that suits your needs.
- Click on ‘Apply Now’: Fill in the required details such as name, mobile number, email ID, and PAN.
- Upload Documents: Provide the necessary documents such as identity proof, address proof, and income proof.
- Submit the Application: After submitting, you will receive a confirmation, and the bank will process your request.
Offline Application Process:
- Visit the nearest Bank of Baroda branch.
- Fill out the credit card application form.
- Submit the required documents along with the form.
- The bank will review your application and process it accordingly.
FAQs (Frequently Asked Questions)
1. What are the eligibility criteria for a BOBCARD Credit Card?
Eligibility criteria vary depending on the card but generally include:
- Minimum age of 21 years
- Indian citizenship
- A stable source of income
2. How long does it take for the credit card application to be approved?
- It usually takes 7-10 working days for the application to be processed and the card to be issued.
3. What documents are required for applying?
- PAN Card
- Aadhaar Card (as address proof)
- Income Proof (Salary Slip/Form 16/ITR)
4. Are there any hidden charges?
- No, all charges, including joining fees, renewal fees, and other charges, are transparently mentioned on the website.
5. How can I check the status of my application?
- You can check the status of your application by visiting the BOBCARD website and entering your application reference number.
Conclusion
BOBCARD Credit Cards offer a variety of benefits, including travel perks, reward points, and shopping discounts. Whether you are looking for a card with no joining fee or one with premium benefits, BOBCARD has options for every need. Apply today and enjoy the perks of a BOBCARD Credit Card!
For more details, visit the BOBCARD official website or contact customer support.