When it comes to choosing the best credit card for your needs, HDFC Bank stands out as one of the most reliable providers. With a wide range of credit cards designed to suit different lifestyles, HDFC offers exciting features, rewards, and benefits. Whether you’re looking for cashback, travel rewards, or exclusive offers, there’s a credit card tailored just for you.
Why Choose HDFC Bank Credit Cards?
HDFC Bank makes this choice a bit easier with its variety of options, each designed to offer more than just a simple plastic card. HDFC doesn’t just give you a way to make payments; it gives you the power to unlock special rewards, offers, and services that enhance your day-to-day life.
Choosing a credit card can sometimes feel like an overwhelming decision. You want something that complements your lifestyle, rewards you for your spending, and helps you manage finances in a smart way.
Discover the Best HDFC Bank Credit Cards
HDFC Bank offers a wide range of credit cards tailored to suit various spending habits and lifestyles. Whether you’re a frequent traveler, a shopaholic, or someone looking for exclusive rewards, HDFC Bank has something for everyone. From cashback benefits to premium travel perks, explore the best HDFC Bank credit cards that can help you maximize your rewards and enjoy exclusive offers. Check out our list of top picks for 2024 and choose the card that fits your needs!
PIXEL Play Credit Card
The Born Digital Range of Credit Cards
- 5% CashBack on choice of any 2 Packs – Dining & Entertainment Category (BookMyShow & Zomato), Travel Category (MakeMyTrip & Uber), Grocery Category (Blinkit & Reliance Smart Bazaar), Electronics Category (Croma & Reliance Digital), Fashion Category (Nykaa & Myntra)
- 3% CashBack on choice of any one e-commerce merchant – Amazon, Flipkart, or PayZapp
- 1% Unlimited CashBack on all spends*
- 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)
- Customize your card reflecting your lifestyle by choosing a card design and a billing cycle that suits you
- Apply & Control your PIXEL Credit Card on PayZapp
Millennia Credit Card
The Best CashBack Credit Card
- 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato
- 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
- ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
IndianOil HDFC Bank Credit Card
Fuel Benefits. Ready For You.
- Earn up to 50 Liters of Free fuel annually
- Earn 5% of your spends as Fuel Points at IndianOil outlets, Groceries, and Bill Payments
- Earn 1 Fuel Point for every Rs. 150 spent on all other purchases
- Enjoy 1% Fuel Surcharge waiver
Freedom Credit Card
The Best Card for Your Everyday Spends & Big Purchases
- Earn 5X CashPoints on EMI spends at merchant locations
- Earn 1 CashPoint per every Rs.150 on other spends (Excluding fuel, Wallets loads)
- Earn 10X CashPoints on your favourite merchants (Big Basket, BookMyshow, OYO, Swiggy & Uber)
Freedom Credit Card
The Best Card for Your Everyday Spends & Big Purchases
- Earn 5X CashPoints on EMI spends at merchant locations
- Earn 1 CashPoint per every Rs.150 on other spends (Excluding fuel, Wallets loads)
- Earn 10X CashPoints on your favourite merchants (Big Basket, BookMyshow, OYO, Swiggy & Uber)
Swiggy HDFC Bank Credit Card
Delightful Rewards. Ready For You
- 5% Cashback on online spends across top brands. For list of eligible MCC
- 1% Cashback on other categories. For list of exclusions & capping
- Complimentary Swiggy One Membership for 3 months on card activation as per latest RBI guidelines
- 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
MoneyBack+ Credit Card
The Most Rewarding Card For Everyday Spends
- 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
- 5X CashPoints on EMI spends at merchant locations
- 2 CashPoints on all other spends (Excluding fuel, Wallets loads)
- Gift vouchers worth up to ₹2000 annually
Tata Neu Plus HDFC Bank Credit Card
Extraordinary Rewards. Ready for You.
- 2% back as NeuCoins on Tata Neu and partner Tata Brand Spends
- Additional 5% back as NeuCoins on Tata Neu Spends, post registering for Tata NeuPass
- 1% back as NeuCoins on other spends
- 1 NeuCoin = ₹1, redeemable on Tata Neu App
- 4 Complimentary Domestic Airport Lounge Access
Regalia Gold Credit Card
Experience the Golden Side Of Life
- Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
- ₹1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
- ₹5,000 worth flight vouchers on annual spends of Rs. 5 lakh and Rs. 7.5 lakh
- 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
INFINIA Metal Edition
By Invite only
- Complimentary Club Marriott membership for first year
- Complimentary nights & weekend buffet at participating ITC hotels
- Unlimited Complimentary golf games at leading courses across India and select courses across the world
- 5 Reward Points for every ₹150 spent
- Global Personal Concierge – 24 X 7
Diners Club Black Metal Edition Credit Card
Global Belonging, Ready For You
- Metal Card
- Unlimited Airport Lounge Access
- 6 Complimentary Golf games every quarter across the finest courses in the world
- Complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit
- 10,000 Bonus Reward Points on spends of ₹4 lakh every calendar quarter
- 2X Reward Points on Weekend Dining
- 5 Reward Points for every ₹150 spent
- Up to 10X Reward Points via SmartBuy
Marriott Bonvoy HDFC Bank Credit Card
UNMATCHED LUXURY. READY FOR YOU.
- 1 Free Night Award at hotels participating in Marriott Bonvoy® (up to a value of 15,000 Marriott Bonvoy Points)
- Marriott Bonvoy® Silver Elite Status & 10 Elite Night Credits
- Earn 8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy*
- Earn 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment*
- Earn 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases*
IRCTC HDFC Bank Credit Card
There’s a train ride in every swipe
- 5 Reward Points for every INR 100 spent on IRCTC ticketing website and Rail Connect App
- 1 Reward Point for every INR 100 spent on all other spends*
- Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy
- 8 complimentary access to select IRCTC Executive Lounge every year (2 per quarter)
- Gift voucher worth INR 500 on quarterly spends of INR 30,000
HDFC Bank H.O.G Diners Club Credit Card
The Ultimate Accessory for Harley Owners Group Members
- Complimentary annual memberships of Club Marriott, MMT Black, Amazon Prime, Swiggy One, Forbes & Harley Vouchers worth ₹ 2500 as a Welcome Benefit
- Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over ₹ 80,000 every month
- 10X Reward Points on Harley Spends
- Complimentary Golf games across the finest courses in the world (6 per quarter)
HDFC Bank Harley-Davidson Diners Club Credit Card
The Ultimate Harley-Davidson Accessory
- ‘Buy 1 Get 1 Free’ on all tickets via BookMyShow
- 5X Reward Points on Swiggy and Zomato
- Complimentary annual memberships of Swiggy One, Times Prime & Harley vouchers (worth Rs 750) as welcome benefit
- ₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of ₹1.5 lakh
- 2 Complimentary Airport lounge access every calendar quarter worldwide
- 4 Reward Points for every ₹ 150 spent
6E Rewards – IndiGo HDFC Bank Credit Card
Buy, Buy, Buy, Fly!
- 2.5% 6E Rewards on IndiGo
- 2% 6E Rewards on Grocery, Dining & Entertainment
- 1% 6E Rewards on all other spends*
- Up to 10% 6E Rewards on IndiGo featured partners
- Discounted Convenience Fee on IndiGo tickets – ₹150 per pax (current – ₹300)
6E Rewards XL – IndiGo HDFC Bank Credit Card
Buy, Buy, Buy, Fly!
- 5% 6E Rewards on IndiGo
- 3% 6E Rewards on Grocery, Dining & Entertainment
- 2% 6E Rewards on all other spends*
- Up to 15% 6E Rewards on IndiGo featured partners
- Discounted Convenience Fee on IndiGo tickets – ₹150 per pax (current – ₹300)
Diners Club Privilege Credit Card
Global Belonging. Ready for You
- ‘Buy 1 Get 1 Free’ on all tickets via BookMyShow
- 5X Reward Points on Swiggy and Zomato
- Complimentary Annual Memberships of Swiggy One and Times Prime as Welcome Benefit
- ₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of ₹1.5 lakh
- 8 Complimentary airport lounge access worldwide
- 4 Reward Points for every ₹150 spent
Tata Neu Infinity HDFC Bank Credit Card
Extraordinary Rewards. Ready for You.
- 5% back as NeuCoins on Tata Neu and partner Tata Brand Spends
- Additional 5% back as NeuCoins on Tata Neu Spends, post registering for Tata NeuPass
- 1.5% back as NeuCoins on other spends
- 1 NeuCoin = ₹1, redeemable on Tata Neu App
- 8 Complimentary Domestic and 4 Complimentary International Airport Lounge Access
Shoppers Stop HDFC Bank Credit Card
Rewarding Style. Ready for You
- Earn 3% on all your Shoppers Stop spends
- Earn 1% on all your non-Shoppers Stop spends
- Save upto Rs 2500 per year on weekend shopping in Shoppers Stop
- Shoppers Stop welcome voucher of Rs 500
- Shoppers Stop Silver Edge membership worth Rs 350
Paytm HDFC Bank Credit Card
Unlimited Cashback. Every Time.
- Upto 3% Unlimited Cashback every time
- Paytm First Membership – Upto 75k worth benefits
- Earn upto Rs. 1200 Cashback annually
- Upto 50 days of credit free period
Paytm HDFC Bank Credit Card
Unlimited Cashback. Every Time.
- Upto 3% Unlimited Cashback every time
- Paytm First Membership – Upto 75k worth benefits
- Earn upto Rs. 1200 Cashback annually
- Upto 50 days of credit free period
Paytm HDFC Bank Select Credit Card
Unlimited Cashback. Every Time.
- Upto 5% Unlimited Cashback every time
- Paytm First Membership – Upto 75k worth benefits
- 8 Complimentary Airport Lounge Access
- Gift Vouchers worth Rs.500 every Calendar Quarter
Paytm HDFC Bank Mobile Credit Card
Your Mobile is Your Credit Card
- Upto 2% Unlimited Cashback every time
- Upgrade to Paytm HDFC Bank Credit Card in 3 months
- Customize your card the way you like
- Instant issuance/virtual credit card
PIXEL Go Credit Card
The Born Digital Range of Credit Cards
- 1% unlimited cashback on all eligible transactions
- 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)
- Shop Now and Pay in Parts with flexible low-cost EMIs
- Exclusive dining offers, Upto 25% discount on partner restaurants via Swiggy Dineout
- Apply & Control Your PIXEL Credit Card on PayZap
HDFC Bank UPI RuPay Credit Card
Welcome to the new world of ‘Credit + Convenience’ with HDFC Bank UPI RuPay Credit Card, enabled for UPI payments
- 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
- 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
- 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Government categories) (Maximum of 500 Points can be earned in a calendar month)
Paytm HDFC Bank Digital Credit Card
Accelerated Cashback, Instant Digital Credit
- Upto 2% Accelerated Cashback on Scan & Pay
- Upto 2% Cashback on Swiggy & Uber spends
- Customize your card the way you like
- Instant issuance/ virtual credit card
Conclusion:
Choosing the right HDFC Bank credit card depends on your lifestyle, spending habits, and preferences. Whether you’re after cashback, travel rewards, or luxurious perks, HDFC has a credit card that’s perfect for you. With the right card in hand, you’ll experience the convenience, rewards, and services that make life easier and more rewarding. So go ahead, choose the card that suits you best and start enjoying the many benefits it brings.
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